A Gift For Me?

I got this in the mail last week.



A gift? For me? What could it be? Open it! Open it! Let's see, let's see!



Huh?

Let me get this straight. If I spend a lot of money at your store, you will give me a year to pay you?

That isn't a gift, that is a loan.

Maybe I could use this loan to buy the insulation we need..... hmmmmm.